2026 BENEFITS ENROLLMENT eGuide

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YOUR BENEFITS YOUR WAY

At Transformco, we recognize that the Company’s success is a direct result of the talent, dedication, and hard work of each and every individual associate. Our accomplishments are made possible by your contributions. For this reason, Transformco provides a benefits program focusing on quality and a satisfying healthcare experience, promoting both empowerment and health improvement for our associates and their families.

2026 ANNUAL ENROLLMENT

NOVEMBER 5 - 19, 2025

This is the annual opportunity for associates to make changes to their benefits and to add or drop eligible dependents from coverage. Changes made at annual enrollment are effective January 1, 2026.

During this enrollment period you must enroll in medical, dental, vision, and a Flexible Spending Account (FSA) or Health Savings Account (HSA), or otherwise your coverage will not carry over to 2026. Plans will terminate on December 31, 2025.

If you do not take action during the enrollment window November 5 – 19, you will not have an opportunity to elect benefits until the next Annual Enrollment period unless you have a qualifying life event. You will continue to access all your benefits through www.88sears.com, which allows you to reach the Benefit Center for both your Health Benefits and 401(k) Savings Plan. Annual Enrollment is your chance to enroll and change your benefits for the plan year 2026. Benefits-eligible associates MUST actively enroll in benefits for 2026.

Your current medical (including prescription drug), dental, vision, and spending accounts elections will not automatically roll over. If no action is taken, you will be defaulted to no coverage for medical, dental, and vision and will not have elections for your FSAs or HSA in 2026.

Please be sure to make your elections by November 19, 2025.

What's New + Changing for 2026
Virtual Annual Enrollment Presentations

Enroll Now

Visit www.88sears.com
Review the Benefits Glossary

Download the MyChoice® Benefits App

Scan the QR code to download

Have Questions?

Get instant answers by chatting with SofiaSM, your personal benefits assistant at www.88sears.com and on the MyChoice benefits app.

This eGuide is intended to provide only the highlights of your benefits; see your plan documents for full details. If any conflict ever arises between this eGuide and the actual plan document, the terms of the plan document will govern in all cases. Transformco reserves the right to change, modify, or terminate the benefit plans at any time. This enrollment eGuide is not a contract for purposes of employment or payment of benefits.